Monument Beach is located at 41°43'9" North, 70°36'44" West (41.719167, -70.612500).
According to the United States Census Bureau, the city has a total area of 3.47 mi2 (8.98 km2). 2.63 mi2 (6.81 km2) of it is land and 0.84 mi2 (2.17 km2) of it is covered by water. The total area is 24.16% water.
Monument Beach is located in the Eastern Standard Time (EST) timezone, GMT-05:00. It observes Daylight Saving Time (DST).