Bear Lake is located at 44°25'14" North, 86°8'53" West (44.420833, -86.148056).
According to the United States Census Bureau, the village has a total area of 0.33 mi2 (0.86 km2). 0.31 mi2 (0.81 km2) of it is land and 0.02 mi2 (0.04 km2) of it is covered by water. The total area is 5.11% water.
Bear Lake is located in the Eastern Standard Time (EST) timezone, GMT-05:00. It observes Daylight Saving Time (DST).