Saratoga is located at 41°27'17" North, 106°48'20" West (41.455000, -106.805556).
According to the United States Census Bureau, the town has a total area of 3.60 mi2 (9.33 km2). 3.41 mi2 (8.84 km2) of it is land and 0.19 mi2 (0.49 km2) of it is covered by water. The total area is 5.23% water.
Saratoga is located in the Mountain Standard Time (MST) timezone, GMT-07:00. It observes Daylight Saving Time (DST).